How to get the best Insurance Quote for your Bike Insurance

How to get the best insurance quote for your bike insurance

To get the best insurance quote for your bike, you must compare the different available options. Also, your specific needs influence your bike insurance quote. To get the best quote, you should first understand where you can get a quote. 

Where can I get a bike insurance quote?

Bike insurance quotes can be obtained in a variety of ways. Here we list the basic steps you can follow to get the best quotes for your insurance policy.

1. Quotes from a motorcycle dealer

The dealership you purchase your bike from usually has tie-ups with insurance companies. You can ask them for a quote. However, because such policies are usually standardised, there are low chances that you can customise the policy. The prices are usually higher because the commission of the dealership reflects in the quotation.

2. Quotes from a branch office of an insurer

If you wish not to buy bike insurance online, you can visit the insurance company's branch office and request a quote. The disadvantage is that this takes time. But you can customise the policy as per your needs.

2. Obtain a quotation from a middleman

Bike insurance quotes can also be obtained from certified intermediaries. It is noteworthy that a commission is applied wherever there is a middleman. This may increase your bike insurance premium.

3. Obtain quotations from online aggregators

There are various aggregators which can be used to compare insurance quotes online. One of the most used policy aggregators is PolicyBazaar. The quotations from multiple insurers can be compared to get the best quotation. But it would be best if you understood that most aggregators would only show the quotations of their preferred partners where they can get a commission. 

4. Ask the insurer for a quote

You can select an insurance company directly based on the reviews and reputation. Then you may visit the website directly for the cheapest quote. For example, you can get free bike insurance quotes from ACKO's website/app.

The advantages of insurer quotes

Directly approaching the insurance provider may be the best option to obtain a bike insurance quote because it avoids the drawbacks of the other options discussed above. Here are some of the advantages of contacting an insurer for quotes.

• You can buy and customise a policy of your choice.
• You can save time by quickly checking the quote on your smartphone.
• You can save money on your insurance premium because there is no commission involved.
• You are purchasing the policy directly from the insurer for a low premium.